Helping Financial Institutions achieve their best outcomes
through attentive, relationship driven collaboration
Wynnit CS Services
Payment Protection Programs
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Debt Protection - Life, Disability, Involuntary Unemployment
Help your borrowers prepare for the unexpected with a customized program. We offer flexible program options and pricing. Percent of Payment available.
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Credit Life and Disability - Options Vary by State
Life and Disability as Single or joint, decreasing or level term, gross and net coverage, monthly outstanding balance (MOB).
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Property and Casualty -
Programs Vary by State
Credit Property
Credit related insurance that provides coverage for certain household goods or personal property.
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Involuntary Unemployment Insurance (IUI)
Provides monthly loan payments when the borrower is involuntarily unemployed.
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Non File
Indemnifies the lender for a loss sustained when the lender is prevented from obtaining possession or enforcing its rights under a filed lien.
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Guaranteed Asset Protection (GAP)
Coverage for the excess outstanding indebtedness over the primary insurance carrier's benefits that may occur in the event of a total loss to a collateral asset.
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Vendor Single Interest (VSI) / Lender Placed
Coverage for the lender's interest in collateral such as vehicles. The lender tracks the borrower's insurance in-house and places coverage when needed. Lender or fully tracked programs available.
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Blanket Vendor Single Interest
Blanket coverage for all physical damage covering the lender's interest in vehicle loan collateral.
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Order up and full tracking programs are also available. Contact me for details.
Other Products and Services
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Loan Participation
Direct or indirect; pools or flow-buy; commercial or consumer; different loan types available, varies by location.
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Sales Training Services
Webinars and one-on-one sales training available.
Surveys
Soliciting and accepting feedback from your clients has never been more important. Just as important is how you analyze, capture, and learn from that feedback. There is a full range of secure, electronic surveys providing direct access to your clients to tell them how well you are doing, and exactly how you can improve to serve them better.
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Spend Local
Supporting local businesses has never been more important than today. While it's a great idea to Buy Local, it's just as important to Spend Local - using your institution's debit or credit card. This unique program combines community outreach, business development, social media awareness, and the ability to generate critical non-interest income. We work with only one institution per market area to ensure exclusivity. At this time, this program is for Credit Unions only.
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Mortgage Programs
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Group Mortgage Life and Disability Insurance
Single and Joint (where available) that pays the loan (up to the policy limit) in the event of death and pays the monthly payment (up to the policy limit) when an insured borrower is unable to work due to disability
Lender-Placed Mortgage Hazard & Real Estate Owned (REO) Protects mortgage or foreclosed properties against the costs of damage from fire, vandalism, smoke, and other causes.
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Flood Zone Determinations
Identification of a property's flood zone status
Flood Insurance (voluntary or lender placed)
Used to place Flood Insurance in uncovered loans that require flood insurance coverage for properties determined to be in a flood zone.​
Blanket Mortgage Hazard Programs
Protect both your company and borrowers against financial loss resulting from damage to or destruction of mortgaged property.
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Strategy
Developing a robust and dynamic strategy is critical to your institution's future success. The Canidae Strategy Model has been used by institutions ranging in size from $10 million in assets to more than $2 billion in assets. This unique program helps you determine key areas of focus, strategic priorities and objectives, in creative and executable ways. The program can be delivered in person, or remotely through video meetings.
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Executive Coaching
With executive coaching, you'll gain a professional's perspective who
only has YOUR best interest at heart. You'll have access to tools and learn techniques that can help you better connect with your business, your employees, and yourself. Together, we'll expose your blind spots and push for greater levels of success.
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Leadership Development
Improve performance with our leadership development program that focuses on Leading Yourself, Leading Others, and Leading the Organization through self-awareness, skill and competency development, and sharpened team dynamics.
Don't see a product or service you are looking for? Please take the time to contact me. I have many business relationships through which I can likely help you find what you need.
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From Melissa,
Founder of Wynnit CS
Drawing upon my 20+ years experience in multiple facets of the Financial Services industry, I utilize
a relationship driven hands-on approach, which focuses on meeting the needs of both you and your clients.
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I welcome the opportunity to sit down with you, learn what drives your business, and explore how I may help you.
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